Fraud and cybercrime have changed radically. Today, we are no longer talking about isolated cases or modern variations on known types of crime, but rather an industrialized, transnational, and highly sophisticated criminal system that combines advanced technology, human manipulation, and exploitation of the digital platforms where social and economic life takes place.

In this edition of the white paper, we analyze how this new criminal ecosystem requires us to look beyond individual transactions. Discover why today's prevention must understand the full narrative of digital interactions, incorporate more robust authentication mechanisms, and overcome the limitations of static rule-based models.